Current Ratio Quick Ratio Debt Ratio

  1. Current Ratio

Current Ratio= Current Assets /Current liability

Total Current assets= $129936

Current liabilities= $87622

Current ratio= 129939/87622

Current ratio= 1.48

A current ratio above 1 indicates that the business is able to pay all the current liabilities at that particular time using its assets.

  • Quick Ratio

Quick Ratio= (Current Assets- inventory) /Current liability

Inventory = $ 88157

Current Assets- inventory= $129936- $88157

Current Assets- inventory=  $41779

Quick ratio= 41779/87622

Quick ratio=  0.48

This quick ratio is below 1. It indicates that this business is heavily relying on inventory in paying of its liabilities.

  • Debt Ratio

Debt ratio= Total debt/total assets

Total debt= Current liabilities+ long term liabilities

Total debt= $87622+ $119846

Total debt= $207468

Total assets=Current assets+ fixed assets

Total assets= $129936+ $280843

Total assets= $410779

Debt ratio= 207468/410779

Debt ratio= 0.505

Debt-to-net worth ratio = total debts / net worth 

Total debt= $207468

New worth = total assets – total debts
Total assets= $410779

Total debt= $207468

Net worth= $410779- $207468

Net worth= $203311

Debt-to-net worth ratio = 207468/ 203311

Debt-to-net worth ratio = 1.02

The debt to net worth ratio above 1 indicates that the business owes more than its net worth.

  • Times-interest-earned ratio

Times-interest-earned ratio= Earnings Before interest and Taxes (EBIT) /Total interest on bonds as well        as other contractual dates.   

Earnings Before interest and Taxes (EBIT)= Revenue- operating expenses

Revenue= $293564

Operating expenses= $212249

Earnings Before interest and Taxes (EBIT)= $293564- $212249

Earnings Before interest and Taxes (EBIT)= $81315

Total interest on bonds & contractual debts= $21978

Times-interest-earned ratio= $81315/ $21978

Times-interest-earned ratio= 3.7

This means that the business can cover its interest charges 3.7 times on its earnings before tax.

  • Average-Inventory-Turnover  ratio

Average-Inventory-Turnover ratio= Cost of goods sold / average inventory 

Cost of goods sold= $395683

Average inventory= (current inventory + Beginning inventory)/2

Average inventory= ($88157 +$78271)/2

Average inventory=  $83214

Average-Inventory-Turnover ratio=$395683/ $83214

Average-Inventory-Turnover ratio=  4.76

  • Average-collection-Period Ratio

Average-collection-Period Ratio= (Days in Period x Average Accounts Receivable)/  Net Credit Sales

Average-collection-Period Ratio= (365 x 29152)/ 689247

Average-collection-Period Ratio= 15.4 days

  • Average payable period ratio

Average payable period ratio= Average Accounts payable/ (total purchases/number of days)

 Average payable period ratio= $54258($403569/365)

Average payable period ratio= 49.08 days

  • Net-sales-to-total-assets ratio

Net-sales-to-total-assets ratio = (Gross sales – sales allowances and deductions) ÷ Total assets

Net-sales-to-total-assets ratio = 689247/280843

Net-sales-to-total-assets ratio= 24.54

  1. Net-profit-on-sales ratio

(Net profit/Net sales) x 100

(30189/ 689247) x 100= 4.32%

Net-profit-on-sales ratio= 4.32%

  1. Net-profit-to-Assets Ratio

Net-profit-to-Assets Ratio = Net Income / Total Assets

Net-profit-to-Assets Ratio = 30189/ 280843

Net-profit-to-Assets Ratio = 0.11

  1. Net-profit-to-equity ratio

Net-profit-to-equity ratio = Net profit/ Owner Equity

Net-profit-to-equity ratio =30189/280843

Net-profit-to-equity ratio = 0.11

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